Protect your investment with a homeowners insurance policy

Prepare yourself for the unexpected with a homeowners insurance policy from the Isham Insurance Agency to help pay for repairs, replacement costs and extra living expenses in the event that something happens to your home or personal belongings.

A homeowners policy covers the cost to repair or rebuild your home in the event that it’s damaged or destroyed by fire, hurricane, hail, lightning or other disasters listed in your policy. You pay the deductible, the insurance company takes care of the rest up to the amount of protection purchased.  Insurance policies do not cover loss due to damage caused by a flood, earthquakes, or routine wear and tear. Flood Insurance can sometimes be purchased separately to protect your home and personal belongings, depending on your location.

When purchasing coverage for the structure of your home, remember this simple guideline: Purchase enough coverage to rebuild your home.

Most standard homeowners insurance policies include:

  1. The structure of your home
  2. Loss or damage to your personal belongings
  3. Liability Protection
  4. Coverage for living expenses if you are temporarily unable to live in your home because of an insured disaster

The Isham Insurance Agency works with many different insurance providers.  We’ll help you find the best possible coverage to provide you with the protection you need.  Give us a call or stop to see us by during regular business hours.  We’ll be happy to help find you the best possible coverage at an affordable price!