Automotive Insurance

An Auto Insurance Policy Protects Consumers Against Loss Of Damage To Their Vehicle. Protect Your Investment With A Comprehensive Automobile Policy From The Isham Insurance Agency.  Call Or Email Us For A Free Quote Today!


The Isham-Berwick Agency, Inc. provides a number of insurance policies to fit your needs.  When making the decision to protect yourself, your family and your vehicle, our insurance agents can help tailor the correct policy and protection services necessary for both personal and commercial automobiles, whether it be classic, high performance, commercial, antique, or recreational – we’ve got you covered.

Auto insurance protects you against financial loss if you have an accident.  An insurance policy is a contract between you and the insurance company.  You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of you car
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage.  Most states require you to buy some, but not all, of these coverage’s.  If you’re financing a care, your lender may also have requirements.  Most auto policies are for six months to a year.  Your insurance company should notify you by mail when it’s time to renew the policy and pay your premium.

Teen Drivers & Discounts

We will also assist parents in the evaluation of options for automotive insurance policies of teen drivers.  The Isham-Berwick Agency, Inc. provides a policy discount to teen drivers that hold an honor-roll status.  We are also offering discounts for the Stevens Defensive Driving Course.  You can visit the website for more information.